Kint turns "I'll pay you back" into a real, signed agreement you can actually track — with reminders, a trust score, and a record that holds up.
iPhone now (TestFlight) · Android & web coming soon
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A look inside
From your dashboard to signed contracts you can hold up in court — it's all right here. Hover to explore.
Why Kint
Everything you need to lend or borrow with the people in your life — and keep the relationship intact.
Every loan generates a proper, e-signed promissory note with your custom terms — backed by a tamper-evident audit trail and a Certificate of Completion.
The Kint Score rewards on-time repayment and clean history, so trustworthy borrowers build a reputation their circle can actually see.
Automatic schedules, payment tracking, and friendly nudges before each due date — so nobody has to send the awkward "hey, you still owe me" text.
Split a loan across several people and everyone can see who's paid and who's behind — with one-tap nudges. Social accountability, built in.
How it works
Amount, interest (or none), schedule, late fees, special conditions — you and the other person decide together.
Each party reviews and e-signs the promissory note. Identity, timestamp, and device are recorded as evidence.
Kint tracks every payment, sends reminders, and updates both Kint Scores as the loan is repaid.
Why not just Venmo?
Get early access
Join the waitlist and we'll reach out the moment your spot opens up.